
FedNow® Nicknames Create Nominal Accounts with Different Aliases for Numerous Merchant Accounts
What Are FedNow® Nicknames, Monikers, and Aliases?
Secure and Flexible FedNow® Transactions
with Nicknames and Aliases
In today's fast-moving digital economy,
businesses require secure, instant, and adaptable payment
solutions. FedNow® revolutionizes real-time banking
by offering instant, 24/7 transactions, ensuring that
businesses can send and receive payments without delays.
To enhance security and flexibility, FedNow®
allows businesses to use Nicknames, Monikers, or Aliases instead
of sensitive banking details. This method enables merchants to
manage multiple accounts seamlessly across financial institutions
while keeping transactions secure and organized.
How to Sign Up for FedNow® Nickname and Alias Processing

📌 FedNow® Nicknames
Create Nominal Accounts with Different Aliases for Numerous
Merchant Accounts
📌 What Are FedNow®
Nicknames, Monikers, and Aliases?
FedNow® provides a secure, alias-based
transaction system, enabling merchants to use mobile
numbers or email addresses instead of full banking details for
instant payments.
📨 Streamlining Multiple
FedNow® Accounts
Merchants operating across different
financial institutions can consolidate multiple accounts
under one unified system, reducing administrative
workload and improving transaction tracking.
🏦 The Benefits of Using
Nicknames for FedNow® Transactions
Using Nicknames and Aliases for
transactions minimizes fraud risks, protects banking details,
and simplifies financial record-keeping.
🔄 Key Features of FedNow®
Nickname and Alias Payment Processing
💼 Instant Registration
for Multiple FedNow® Accounts
Businesses can instantly sign up and
register multiple accounts using Nicknames, Monikers, or
Aliases for seamless payments.
💳 Link Multiple Financial
Institutions to One Dashboard
FedNow® allows businesses to connect
multiple banks and credit unions under one streamlined
payment interface, making it easier to track transactions
across different institutions.
📩 Create Custom Hosted
Payment Pages for Secure Transactions
Send invoices and payment requests via
email, SMS, or mobile links, making transactions effortless
for customers.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
📜 How to Sign Up for
FedNow® Nickname and Alias Processing
✅ Visit TodayPayments.com and
complete the FedNow® merchant application
✅
Register multiple Nicknames or Aliases for different business
divisions
✅ Link various banks and credit
unions under one payment system
✅ Enable
secure, real-time FedNow® transactions across all linked accounts
✅ Start processing instant payments without
exposing sensitive banking details
💡 Why Use FedNow® with
Nicknames and Aliases?
💲 Lower Transaction Costs
& Increased Security
Using Nicknames instead of traditional
account details reduces the risk of fraud while
lowering transaction fees across different banks.
⚡ Faster Transactions,
Better Cash Flow
FedNow® transactions are processed
instantly, ensuring that businesses have immediate access
to their funds.
📝 100% Digital Sign-Up –
No Bank Visits Needed
Registering for FedNow® via TodayPayments.com
is fully digital, eliminating the need for in-person
bank visits.
🔒 Alias-Based
Transactions for Secure Payments
Using Nicknames, Monikers, or Aliases
ensures that businesses keep their financial details private
and protected from fraud.
📈 Unique Merchant
Identification Numbers (MIDs) for Every Alias
Businesses can assign specific MIDs to
different payment channels, improving financial tracking
and reporting.
🕒 24/7 FedNow® Payment
Processing
Unlike traditional banking hours,
FedNow® ensures instant transactions anytime, anywhere,
including weekends and holidays.
📌 Industries That Benefit
from FedNow® Nickname and Alias Transactions
🛒 Retail & E-Commerce
Businesses can accept instant payments
with enhanced security, reducing chargeback risks and
improving checkout experiences.
🏢 B2B Vendor & Supplier
Payments
Vendors and suppliers can receive instant
payments without exposing sensitive bank information.
🔄 Subscription &
Recurring Billing Services
Customers can set up automatic FedNow®
payments using Aliases, simplifying subscription renewals.
👨💻 Freelancers & Gig
Workers
Freelancers can receive instant payments
from clients via mobile numbers or email addresses,
avoiding banking delays.
🚀 High-Risk Businesses
For industries with banking restrictions,
FedNow® provides an alternative solution for secure, instant
payments.
🚀 Enhance Your Business
with FedNow® Nickname & Alias Transactions
With TodayPayments.com, businesses can
simplify financial operations, enhance security, and improve
transaction efficiency with FedNow® instant payments.
✔️ Consolidate multiple
FedNow® accounts under one payment platform
✔️
Use Nicknames, Monikers, or Aliases for enhanced security
✔️ Lower transaction costs and streamline cash
flow
✔️ Automate reconciliation with
QuickBooks® integration
✔️ Start processing
secure, real-time payments today
Sign up now at
TodayPayments.com and simplify your business transactions with
FedNow®!
Creation Request for Payment Bank File
Enhance Your FedNow Nicknames Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for FedNow Nicknames payment processing pricing