Real-Time Payments Gateway


FedNow® Nicknames Create Nominal Accounts with Different Aliases for Numerous Merchant Accounts


What Are FedNow® Nicknames, Monikers, and Aliases?

FedNow® FedNow Nicknames Secure and Flexible FedNow® Transactions with Nicknames and Aliases

In today's fast-moving digital economy, businesses require secure, instant, and adaptable payment solutions. FedNow® revolutionizes real-time banking by offering instant, 24/7 transactions, ensuring that businesses can send and receive payments without delays.

To enhance security and flexibility, FedNow® allows businesses to use Nicknames, Monikers, or Aliases instead of sensitive banking details. This method enables merchants to manage multiple accounts seamlessly across financial institutions while keeping transactions secure and organized.

How to Sign Up for FedNow® Nickname and Alias Processing

Text Mobile Request for Real-Time Payment

📌 FedNow® Nicknames Create Nominal Accounts with Different Aliases for Numerous Merchant Accounts

📌 What Are FedNow® Nicknames, Monikers, and Aliases?

FedNow® provides a secure, alias-based transaction system, enabling merchants to use mobile numbers or email addresses instead of full banking details for instant payments.

📨 Streamlining Multiple FedNow® Accounts

Merchants operating across different financial institutions can consolidate multiple accounts under one unified system, reducing administrative workload and improving transaction tracking.

🏦 The Benefits of Using Nicknames for FedNow® Transactions

Using Nicknames and Aliases for transactions minimizes fraud risks, protects banking details, and simplifies financial record-keeping.


🔄 Key Features of FedNow® Nickname and Alias Payment Processing

💼 Instant Registration for Multiple FedNow® Accounts

Businesses can instantly sign up and register multiple accounts using Nicknames, Monikers, or Aliases for seamless payments.

💳 Link Multiple Financial Institutions to One Dashboard

FedNow® allows businesses to connect multiple banks and credit unions under one streamlined payment interface, making it easier to track transactions across different institutions.

📩 Create Custom Hosted Payment Pages for Secure Transactions

Send invoices and payment requests via email, SMS, or mobile links, making transactions effortless for customers.

 FREE Real-Time Payments Bank Reconciliation%
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us. Real-Time Payments Bank Reconciliation

With automatic reconciliation features, businesses can match incoming and outgoing payments in real-time, reducing manual errors.


📜 How to Sign Up for FedNow® Nickname and Alias Processing

Visit TodayPayments.com and complete the FedNow® merchant application
Register multiple Nicknames or Aliases for different business divisions
Link various banks and credit unions under one payment system
Enable secure, real-time FedNow® transactions across all linked accounts
Start processing instant payments without exposing sensitive banking details


💡 Why Use FedNow® with Nicknames and Aliases?

💲 Lower Transaction Costs & Increased Security

Using Nicknames instead of traditional account details reduces the risk of fraud while lowering transaction fees across different banks.

Faster Transactions, Better Cash Flow

FedNow® transactions are processed instantly, ensuring that businesses have immediate access to their funds.

📝 100% Digital Sign-Up – No Bank Visits Needed

Registering for FedNow® via TodayPayments.com is fully digital, eliminating the need for in-person bank visits.

🔒 Alias-Based Transactions for Secure Payments

Using Nicknames, Monikers, or Aliases ensures that businesses keep their financial details private and protected from fraud.

📈 Unique Merchant Identification Numbers (MIDs) for Every Alias

Businesses can assign specific MIDs to different payment channels, improving financial tracking and reporting.

🕒 24/7 FedNow® Payment Processing

Unlike traditional banking hours, FedNow® ensures instant transactions anytime, anywhere, including weekends and holidays.


📌 Industries That Benefit from FedNow® Nickname and Alias Transactions

🛒 Retail & E-Commerce

Businesses can accept instant payments with enhanced security, reducing chargeback risks and improving checkout experiences.

🏢 B2B Vendor & Supplier Payments

Vendors and suppliers can receive instant payments without exposing sensitive bank information.

🔄 Subscription & Recurring Billing Services

Customers can set up automatic FedNow® payments using Aliases, simplifying subscription renewals.

👨‍💻 Freelancers & Gig Workers

Freelancers can receive instant payments from clients via mobile numbers or email addresses, avoiding banking delays.

🚀 High-Risk Businesses

For industries with banking restrictions, FedNow® provides an alternative solution for secure, instant payments.


🚀 Enhance Your Business with FedNow® Nickname & Alias Transactions

With TodayPayments.com, businesses can simplify financial operations, enhance security, and improve transaction efficiency with FedNow® instant payments.

✔️ Consolidate multiple FedNow® accounts under one payment platform
✔️ Use Nicknames, Monikers, or Aliases for enhanced security
✔️ Lower transaction costs and streamline cash flow
✔️ Automate reconciliation with QuickBooks® integration
✔️ Start processing secure, real-time payments today

Sign up now at TodayPayments.com and simplify your business transactions with FedNow®!

Creation Request for Payment Bank File

Enhance Your FedNow Nicknames Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.

Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.

Request for Payment



... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of

Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.



Contact Us for FedNow Nicknames payment processing pricing